The Ink Business Cash® Credit Card
By Rachel Lipson
September 13, 2025
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Credit cards typically fall into two camps: they have a high annual fee and a high welcome bonus, or a low annual fee and a low bonus.
But there is a card that shakes that up! This card offers what very few cards do: the opportunity to earn a very generous welcome bonus while requiring nothing in annual fees.
Sound to good to be true? It’s not. Read on!
The Card:
The Ink Business Cash® Credit Card
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The Welcome Offer:
Earn 90,000 points ($900 bonus cash back) after spending $6,000 on purchases in the first 3 months from account opening.
It’s not actually just cash back! This card is advertised as a cash back card meaning the rewards and welcome bonus appear to be delivered as cash back. The bonus and rewards actually will come to you as points which can then be applied as a statement credit for the cash value of one cent per point OR can become transferable points.
How to convert these to transferable points? If you have one of the cards that unlocks the ability to transfer points out to partners such as The Chase Sapphire Preferred® Card or The Chase Sapphire Reserve® , the points you earn from this card can be combined with your Chase Ultimate Rewards points and transferred out to book hotels and flights directly.
So, while this is in and of itself a “cash back” card, when combined with the #1 card for travel, The Sapphire, the 90,000 points can be worth significantly more than $900!
The Earning Structure
The Ink Business Cash® Credit Card has an earning structure that many find extremely valuable.
5% cash back (5x points) on the first $25,000 in combined purchases during each anniversary year in these categories of spending: office supply stores, internet, cable and phone services.
2% cash back (2x points) on the first $25,000 in combined purchases during each anniversary year in the categories: gas stations and dining.
1% cash back (1x points) on all other eligible purchases
Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
Annual Fee: $0
Between the Ink Cash having no fee, the 5x business purchases and the excellent welcome bonus, the card is one of the smartest ways to let your business (including your side hustle!) fuel your family’s adventures.
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Cenote Ik Kil in Yucatán, Mexico (2023) by Rachel Lipson
Not sure if you qualify for a business card? Click here to find out (you may be surprised)!
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Brooklyn Family Travelers and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
